Great Deal from Amazon.com

TomTom ONE 130S 3.5-Inch Portable GPS Navigator

Technical Details

• 3.5-inch touchscreen with award-winning Fold & Go EasyPort mount that folds flat against the device, making it easy to take it with you
• Effortless navigation from A to B--enter the address on the touchscreen and start driving anywhere in the United States and Canada
• Preloaded with millions of points of interest to enhance your traveling experience easily find your favorite gas stations, restaurants, and more
• With TomTom Map Share technology, you can instantly modify street names, street direction, POIs, road speeds, and turn restrictions on your own device.
• Help Me! menu provides added safety features so you can easily access local emergency providers, such as police, fire stations, and hospitals

50% off RM 20 Cash Voucher for Food @ Yat Ko Steamboat Restaurant (non-halal)

Highlight

• Famous steamboat soup and material from Pulau Ketam
• Famous for non MSG added clear soup and exciting Nyonya Tom Yam, homemade fish balls, and imported meat slices
• Tried once will definitely come back for more

Famous steamboat soup and material from Pulau Ketam, Yat Ko brings you a great Steamboat from the famous steamboad island Pulau Ketam. Famous for its non MSG added clear soup and exciting Nyonya Tom Yam, homemade fish balls, and imported meat slices.

How to Purchase?
You may purchase the coupon from Everyday Coupons, Click Here to purchase


Note: This is limited time offer only, offer will end in approx. 48 hours from the time this page is posted

94% Off 1 Full Hair Herbal Treatment @ Holistic Hair Care

94% Off 1 Full Hair Herbal Treatment @ Holistic Hair Care

Highlight

• This package is a complete full treatment versus their other first trials
• Natural Herbs
• Japan Formulation
• Perfect for customer who wants a healthier hair

At Holistic Hair Care, we take care in diagnosing your hair problem and recommending a fitting treatment regime that ensures results. We combine modern technology with Organic and Herbal extract that arrest Hair loss and rejuvenate healthy hair follicles. Through constant and regular scalp & protein treatment, customers are able to enjoy the end result - thick, beautiful and healthy head of hair, free of dandruff or related scalp problems.

How to Purchase?

Purchase the coupons from Everyday Coupons, click the icon below

Note: This is limited time offer only, offer will end in next 40 hours from the time this page is posted

50% off Buffet Dinner @ Melting Pot Café (Holiday Inn Atrium)

50% off Buffet Dinner @ Melting Pot Café (Holiday Inn Atrium). Only $20.60 instead of $41.20

Details of the Deal

Melting Pot Café is styled to be a reminiscent of the coffee shops of old Singapore and aims to bring you the flavours of the region. Its new tantalising buffet dinner includes a wide array of Local Asian and Western dishes which are sure to delight all diners alike. Incorporating Western and local flavors, Melting Pot Café offers a scrumptious buffet dinner spread and a selection of made-to-order dishes at our “action” stations.

How to Purchase

Purchase your coupons from Best Deals in Singapore, click the icon below.

This is limited time offer only.



33% off Christmas Eve Buffet at Melting Pot Café on the 24th December. Only $53.60 instead of $80 (Limited to 50 Vouchers)

33% off Christmas Eve Buffet at Melting Pot Café on the 24th December. Only $53.60 instead of $80 (Limited to 50 Vouchers)

Rejoice in the enticing array of sumptuous festive delights at Melting Pot Café buffet which will definitely satisfy the gastronomist in you. With unabashed indulgence, relish in the tantalizing culinary classic of Mediterranean Styled Turkey with fresh herbs, lemon and spices, filled with chestnut stuffing roulade and natural turkey jus.

This lavish buffet spread is even more irresistible with an impeccable selection of succulent seafood on ice, smoke salmon platter, pocher la crevette avex court-bouillon and exclusive creation of crayfish with salmon mousse.

Christmas is not Christmas without sweet treats. Indulge yourself in our tempting assortments of Festive Cookies, Fruit Minced Pies, Christmas Stollen and Traditional Chocolate Yule Log.

Melting Pot Café is styled to be a reminiscent of the coffee shops of old Singapore and aims to bring you the flavours of the region. Its new tantalising buffet dinner includes a wide array of Local Asian and Western dishes which are sure to delight all diners alike.

How to Purchase?

Click the icon below to purchase the coupons.

Today's Special Offer

50% off RM50 Cash Voucher for Food @ Kinnaree Thai Restaurant (Halal)

Highlight

• Sumptuous Thai gourmet in a cosy and relaxed atmosphere.
• Experience the authentically different Thai cuisine.
• Thailand Tatler Best Restaurants.
• Time Out KL Finalist (Best Thai/Indochinese Restaurant).

How to Purchase?

Purchase the coupons from Everyday Coupons, click the icon below

Today' Special Deal

60% off 2D1N at The Pulai Desaru Beach Resort for 2 person inclusive of breakfast.

Retreat to an eye pleasing and exceptionally wonderful resort in the heart of Desaru, Johor where sunny days and soothing sea breeze days never seem to end. The Pulai Desaru Beach Resort will make vacations more relaxing and enjoyable for the whole family. Take in the panoramic view of the vast South China Sea and lush tropical rainforests for a breath of fresh air.

Pulai Desaru Beach Resort is the ideal destination for fun, adventure and divine simplicity in relaxation.

60% off 2-Day 1-Night at The Pulai Desaru Beach Resort for 2 person inclusive of breakfast. Act fast to get the special deal, limited time offer only.

Click Here to purchase the coupons.

Today' Special Deal

83% off Essential 8-point Eye Check @ Optimax Lasik & Eye Specialist Centre

About Optimax

With a humble beginning in Taman Tun Dr. Ismail, Kuala Lumpur in 1995, Optimax is renowned for being Malaysia's pioneer eye care specialist in laser refractive surgery.

What You Get When You Purchase This Coupons?

8 Point Eye Check

1. Eye Sight Check
2. Eye Muscle Check
3. External Eye Health Check
4. Corneal Shape Check
5. Corneal Thickness Check
6. Glaucoma Check
7. Cataract Check
8. Retina Check

RM 200 discount voucher for Refractive Surgery (Lasik)

How to Purchase?

You may purchase the special offer coupons from Everyday Coupons. This is limited time offer only, grab it quick before end.
Click the icon to purchase

Customer Support
Customer Support from Optimax Call Centre will be attending to your enquiries: 1800-88-1201

Top 100 Books

BBC published top 100 books, based on favourite books nominated by readers. How many books have you read? The list below in numerical order:

1. The Lord of the Rings -  JRR Tolkien
2. Pride and Prejudice -  Jane Austen
3. His Dark Materials -  Philip Pullman
4. The Hitchhiker's Guide to the Galaxy -  Douglas Adams
5. Harry Potter and the Goblet of Fire -  JK Rowling
6. To Kill a Mockingbird -  Harper Lee
7. Winnie the Pooh -  AA Milne
8. Nineteen Eighty-Four -  George Orwell
9. The Lion -  the Witch and the Wardrobe -  CS Lewis
10. Jane Eyre -  Charlotte Brontë
11. Catch-22 -  Joseph Heller
12. Wuthering Heights -  Emily Brontë
13. Birdsong -  Sebastian Faulks
14. Rebecca -  Daphne du Maurier
15. The Catcher in the Rye -  JD Salinger
16. The Wind in the Willows -  Kenneth Grahame
17. Great Expectations -  Charles Dickens
18. Little Women -  Louisa May Alcott
19. Captain Corelli's Mandolin -  Louis de Bernieres
20. War and Peace -  Leo Tolstoy
21. Gone with the Wind -  Margaret Mitchell
22. Harry Potter And The Philosopher's Stone -  JK Rowling
23. Harry Potter And The Chamber Of Secrets -  JK Rowling
24. Harry Potter And The Prisoner Of Azkaban -  JK Rowling
25. The Hobbit -  JRR Tolkien
26. Tess Of The D'Urbervilles -  Thomas Hardy
27. Middlemarch -  George Eliot
28. A Prayer For Owen Meany -  John Irving
29. The Grapes Of Wrath -  John Steinbeck
30. Alice's Adventures In Wonderland -  Lewis Carroll
31. The Story Of Tracy Beaker -  Jacqueline Wilson
32. One Hundred Years Of Solitude -  Gabriel García Márquez
33. The Pillars Of The Earth -  Ken Follett
34. David Copperfield -  Charles Dickens
35. Charlie And The Chocolate Factory -  Roald Dahl
36. Treasure Island -  Robert Louis Stevenson
37. A Town Like Alice -  Nevil Shute
38. Persuasion -  Jane Austen
39. Dune -  Frank Herbert
40. Emma -  Jane Austen
41. Anne Of Green Gables -  LM Montgomery
42. Watership Down -  Richard Adams
43. The Great Gatsby -  F Scott Fitzgerald
44. The Count Of Monte Cristo -  Alexandre Dumas
45. Brideshead Revisited -  Evelyn Waugh
46. Animal Farm -  George Orwell
47. A Christmas Carol -  Charles Dickens
48. Far From The Madding Crowd -  Thomas Hardy
49. Goodnight Mister Tom -  Michelle Magorian
50. The Shell Seekers -  Rosamunde Pilcher

51. The Secret Garden -  Frances Hodgson Burnett
52. Of Mice And Men -  John Steinbeck
53. The Stand -  Stephen King
54. Anna Karenina -  Leo Tolstoy
55. A Suitable Boy -  Vikram Seth
56. The BFG -  Roald Dahl
57. Swallows And Amazons -  Arthur Ransome
58. Black Beauty -  Anna Sewell
59. Artemis Fowl -  Eoin Colfer
60. Crime And Punishment -  Fyodor Dostoyevsky
61. Noughts And Crosses -  Malorie Blackman
62. Memoirs Of A Geisha -  Arthur Golden
63. A Tale Of Two Cities -  Charles Dickens
64. The Thorn Birds -  Colleen McCollough
65. Mort -  Terry Pratchett
66. The Magic Faraway Tree -  Enid Blyton
67. The Magus -  John Fowles
68. Good Omens -  Terry Pratchett and Neil Gaiman
69. Guards! Guards! -  Terry Pratchett
70. Lord Of The Flies -  William Golding
71. Perfume -  Patrick Süskind
72. The Ragged Trousered Philanthropists -  Robert Tressell
73. Night Watch -  Terry Pratchett
74. Matilda -  Roald Dahl
75. Bridget Jones's Diary -  Helen Fielding
76. The Secret History -  Donna Tartt
77. The Woman In White -  Wilkie Collins
78. Ulysses -  James Joyce
79. Bleak House -  Charles Dickens
80. Double Act -  Jacqueline Wilson
81. The Twits -  Roald Dahl
82. I Capture The Castle -  Dodie Smith
83. Holes -  Louis Sachar
84. Gormenghast -  Mervyn Peake
85. The God Of Small Things -  Arundhati Roy
86. Vicky Angel -  Jacqueline Wilson
87. Brave New World -  Aldous Huxley
88. Cold Comfort Farm -  Stella Gibbons
89. Magician -  Raymond E Feist
90. On The Road -  Jack Kerouac
91. The Godfather -  Mario Puzo
92. The Clan Of The Cave Bear -  Jean M Auel
93. The Colour Of Magic -  Terry Pratchett
94. The Alchemist -  Paulo Coelho
95. Katherine -  Anya Seton
96. Kane And Abel -  Jeffrey Archer
97. Love In The Time Of Cholera -  Gabriel García Márquez
98. Girls In Love -  Jacqueline Wilson
99. The Princess Diaries -  Meg Cabot
100. Midnight's Children -  Salman Rushdie

Today' Special Deal

Kuala Lumpur

TONG YANG BBQ Steamboat which is located at Jalan Kuchai Lama serves quite an experience. It’s a very inviting and interesting layout, something special for family or friend gatherings. A great hangout to socialize and catch up with each other while your food is cooked

68% off at TONG YANG BBQ STEAMBOAT, Hong Kong Style Seafood Steamboat Combo Dinner (NON-HALAL) @ RM8.50/pax instead of RM26.80

Limited time offer only, Click Here for more information or purchase coupons

Batu Pahat

Ho Chak Avenue offers all what you dreamt off dining at Taiwan. Driven by the passion for Taiwanese cuisine, a team of friends joint their resources and set on a marathon tour to Taiwan scouting for a rare concept restaurant that begs to differ from the rest locally.

49% off at HO CHAK AVENUE RESTAURANT (NON-HALAL), Fragrant & Spicy Minced Pork Rice OR Noodles + 1 FREE Drink (Red Tea OR Jasmine Tea OR Fruit Juice) @ RM3 instead of RM5.90

Limited time offer only, Click Here for more information or purchase coupons.

Today' Special Deal in Kuala Lumpur

50% off Classic Combo (Set for 2 - 3 person) @ Amaree Hot Pot (Halal)

This is a limited time offer Classic Combo: Seafood and Meat for 2 - 3 person
Amaree Hotpot is brought to you by the Thai-inspired Group who also operates Kinnaree Thai Restaurant in Petaling Jaya, voted one of Thailand’s best restaurants.

How to purcase?

Click here to purchase before the offer end.

Enquiry

Please contact Wendy from Amaree Hot Pot @ 016-2080996 if you have any questions.

Today' Special Deal

Christmas is just around the corner, get a gift for your friends, family, spouse, etc.

Facial or Massage coupon at massive discount. Click here for more information:

Today' Special Deal in Singapore

50% off $10 Dining Voucher at Pho Hoa Vietnamese Restaurant Chain. Available in Suntec City Mall and Holland Village, limited time offer only.

Click here for more information:

Energy Bars

Ingredients

Half cup raisins
Half cup coarsely chopped cashew nuts
Two (2) cups multi grain cereal
Half cup unsalted sunflower seeds
Quarter (1/4) cup wheatgerm
Half cup wholewheat flour
Half cup cocoa powder
One teaspoon cinnamon

Directions

1. Preheat oven to 350 Celsius
2. Lightly coat a baking pan with grease.
3. Combine raisins, cashew nuts, cereal, sunflower seeds, cocoa, flour, cinnamon, wheat germ, salt and baking soda in a large mixing bowl. Mix well.
4. In a separate mixing bowl, combine and blend vegetable oil, brown sugar and egg until fluffy.
5. Add in the applesauce and vanilla. Next, pour the dry ingredients from the first mixing bowl and stir until well mixed.
6. Pour butter in baking pan and bake until golden brown, around 30-45 minutes.
7. Cut into desired size while still warm.

Fill Children With Fibre

Dietary fibre are needed by children in their daily diet. It is useful to prevent constipation. Besides vegetables and fruits, you can find fibre in beans, peas, brown rice, multi-grain cereals and wholemeal bread.

You can provide your child sufficient fibre daily by feeding them the above mentioned foods. Alternatively, you may get creative by trying quick and easy recipes.

Jackie Evancho - O Holy Night

Jackie Evancho, the 10 years old genius whose performances on "America's Got Talent" won the hearts of millions and brought her into the national spotlight, has signed with SYCO/Columbia Records.

Click here to buy here album:

Today' Special Deal in Penang

Amazing offer... can buy for friends as Christmas and New Year present.

92% off 1 ½ Hours Luxury SPA Body Treatment + 1 ½ hrs Caviar & Vitamin C Facial Treatment + RM30 Product Voucher @ Terimiway Spa Salon.

Click here for more information:

Today' Special Deal in Kuala Lumpur

RM 60 for 90 Minutes Facial + Manicure + Pedicure @ N Zing Beauty
Click here for more information:

Fantastic Offer in Singapore

88% for 2 Sessions of SkinPerfect SkinSavers Solution. Choose between Time Essence Serum or E-CO2 Oxygen Gel Treatment, Redeemable for 2 Friends, or Enjoy Both Treatments Yourself.
Click here to buy, limited time offer:

The Wealth Files

T. Harv Eker introduce seventeen ways rich people think and act differently from poor and middle-class people in his book - Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth.
This is a practical and powerful book if you are looking into increase your income or become rich.

• Rich people believe "I create my life." Poor people believe "Life happens to me"
• Rich people play the money game to win. Poor people play the money game to not lose.
• Rich people are committed to being rich. Poor people want to be rich.
• Rich people think big. Poor people think small.
• Rich people focus on opportunities. Poor people focus on obstacles.
• Rich people admire other rich and successful people. Poor people resent rich and successful people.
• Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people
• Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
• Rich people are bigger than their problems. Poor people are smaller than their problems.
• Rich people are excellent receivers. Poor people are poor receivers.
• Rich people choose to get paid based on results. Poor people choose to get paid based on time.
• Rich people think "both". Poor people think "either/or".
• Rich people focus on their net worth. Poor people focus on their working income.
• Rich people manage their money well. Poor people mismanage their money well.
• Rich people have their money work hard for them. Poor people work hard for their money.
• Rich people act in spite of fear. Poor people let fear stop them
• Rich people constantly learn and grow. Poor people think they already know.

Click here to find out more about this book:

Today's Special Deal in Singapore

All special deal in Singapore with more than 40% discount, don't miss the limited time offer.

• Up to 60% off Buffet Lunch/ Dinner @ Indian Times Restaurant, East Coast Park.
• 40% off on Dinner at Good Fellas Authentic Korean Restaurant (Telok Ayer).
• 96% off 2 sessions of Accelerated Fat Reduction Treatment, Chromolite Massage System, Thermojet Lymphatic Detox Treatment, HCS Fat Burning Serum @ Marie France Bodyline.
• 40% Off Personalized Pop Art Canvas Pieces @ PopArt.

Find out more here:

Today' Special Deal - 94% discount at Fleurs Beauty Institute

Today's special deal - 94% discount Comprehensive Facial Treatments (2 Hours) + Back Massage Theraphy (1 Hour) @ Fleurs Beauty Institute.
Find out more here:

http://www.everyday.com.my/coupons/kl/happyday.ec?51





Choking

If a oersib us choking, he will point at his throat while trying to speak. The Heimlich Manoeuvre can be used to help the victim.
The Heimlich Manoeuvre technique for a Conscious victim (for children aged one year and above and adults)

• Stand behind the victim and tell him you are trying to help.
• Wrap both your arms around his stomach.
• Clench you fist, clasp your other hand around the fist, and place your hands halfway between the breastbone and navel.
• Thrust your hands inwards and upwards several times until object is expelled.
• If you are choking and alone, do something that can attract the attention of other people such as knocking, throwing something or anything that may be of help.
• Find the rounded back of a chair and place it halfway between your breastbone and navel.
• Press down your stomach firmly until the object is expelled.

If The Victim Faints

• Lay the victim on the ground.
• Get help and call the ambulance.
• Open the victim's mouth, check for foreign object and remove it with your finger if any.
• Open his airway (head tilt and chin lift technique) and check his breathing.
• If none, give mouth-to-mouth resuscitation and repeat regularly if no response from the victim.
• If there is no chest movement, press down on the chest 15 times (position of the hands is similar as for CPR)
• Repat the above sequence until the victim recovers or help arrives.

When opening the airway of a victim with a suspended spinal injury, the head tilt chin lift technique should not be used, instead USE the jaw thrust technique.
You are advised to learn the Heimlich Manoeuvre properly.

Burns and Scalds

Minor Burns

• Cool the burn by placing it under running water or immersing it in a basin of water or covering it with a wet cloth for 5 minutes until the pain disappears.
• Remove any ring, watch or jewellery that is worn on the affected area.
• Do not break the blisters or remove any clothing that is stuck to the affected area.
• Cover with a clean cloth.

Severe Burns

• Lay the victim down and immerse the burn in water for 10 minutes.
• Check the victim's breathing and pulse.
• Remove any tight jewellery, watch, belt or clothing.
• Do not remove any clothing that is stuck to the affected area.
• Cover the burn with a clean cloth.rns
• Wrap the victim in a blanket and seek further treatment immediately.

Burns Caused by Chemicals

• Hold the affected area under running water for 5 minutes.
• Cover the burn with a clean cloth.
• Seek further treatment immediately.
• Make sure you are not exposed to the chemical.
• Do not apply butter, toothpaste, lotions, etc. to a burn.

Fanting

Treatment of Fainting

• Lay the victim down and raise his/her legs by putting pillows, books, etc under his feet.
• Loosen any tight clothing.
• Ensure there is enough fresh air.
• Check for other injuries if any.
• Wait until the victim is conscious and recovers.

Today' Special Deal in Kuala Lumpur

50% off Steamboat for 2 pax @ Tin Ho Steamboat Restaurant. Grab the offer fast...

http://www.everyday.com.my/coupons/kl/happyday.ec?49



The offer will end on 22 November 2010, 10AM





Today's Special Deal in Singapore

Special deal in Singapore, check it out before the offer end.

• 56% off 2D/1N @ Nongsa Point Marina Resort (4 Star), Batam. Inclusive of 2 Return Ferry Tickets.
• 90% off Babor Customised Aesthetic Facial Treatment with FREE Head – Shoulder Massage and Eye Treatment @ Clariancy (Raffles Hotel).
• 40% off Delicious Coffee and Dining at Romulus, VivoCity.
• 40% off on Dinner at Good Fellas Authentic Korean Restaurant (Telok Ayer).

Find out more here:

87% off Colour and Hair Treatment @ La' Coupe Hair Salon

87% off Colour and Hair Treatment @ La' Coupe Hair Salon
Offer end on Friday 17 November 2010, check it out here:

http://www.everyday.com.my/coupons/kl/happyday.ec?47

Great Deals in Singapore

Many great deals at Singapore. Grab these deals fast before end.

33% off ½ Dozen Donuts (Assorted Flavours) @ Donut Empire.

50% off Introductory Bellydancing @ Bellydance Discovery.
92% off 2 Hydradermie Treatments (Guinot Customised Facial Treatment + Guinot Eye Treatment) @ ELVA Beauty Palace (90 mins).

92% Off a General Ticket Package for Millionaire Mind Intensive Program (By T. Harv Eker – Author of #1 NY Times Bestseller “Secrets of the Millionaire Mind”) Plus Course Material Included!

Click here for more information.

Today's Deal - 33% off ½ Dozen Donuts (Assorted Flavours) @ Donut Empire

Enjoy wide range of donut selection at Dount Empire at 33% discount. Check it out here:

60% off Western Boxing or Vinyasa Yoga Class @ K-One Kickboxing Studio

60% off Western Boxing or Vinyasa Yoga Class @ K-One Kickboxing Studio
You pay RM5.00 only, limited time offer.
Click here for more information:

Bone Injuries (Broken)

Broken Bones Treatment

• Do not move the injured part.
• Treat and stop wound bleeding if any.
• Do not apply pressure on the wound if the bone protrudes through the skin.
• Make a splint by strapping a piece of wood, thick paper, newspaper, etc above and below the broken bone or joint.
• If no splint is available, secure the injured part to an uninjured part of the body.
• Seek further treatment.

Are You Prepared for Accidents and Emergencies?

Wound and Bleeding
Treatmentt of Minor Wound

• Pour some water on the wound and dry it with a clean cloth.
• Clean the area around the wound with a cotton swab or clean both that is soaked in a mixture of water and soap or antiseptic.
• Cover the wound with a clean cloth or plaster.

Controlling the Bleeding

• Stop the bleeding by placing a clean cloth on the wound and applying pressure with your fingers.
• When the bleeding stops, cover the wound with a clean cloth.
• If a foreign object such as a nail, glass or knife is still embedded in the wound, do not apply pressure. Cover the area around the object with a clean cloth and seek further treatment
• If an arm or leg is injured, elevate it above the level of the heart to reduce pressure.
• If the wound is deep and bleeding profusely, seek further treatment.
• Do not use the Tourniquest technique because it may cause more harm than good.

Today's Deal - 94% off Botanical Body Massage + JAMU Wrap Plus Steam Bath

The deal is on, 285 has bought this offer, grab the offer fast before it end.
94% off Botanical Body Massage + JAMU Wrap Plus Steam Bath (45 mins) @ Bella Luna

http://www.everyday.com.my/coupons/kl/happyday.ec?40

KLCI posts new record today

As of 9 November 2010, the FTSE Bursa Malaysia KL Composite Index posted a new record high of 1,526.53 points. This is a good news for some people, especially those who invest in stocks, mutual funds.

One of my client invest in a mutual fund in Malaysia. The fund focus in blue chip stocks listed on Bursa Malaysia. As of 9 November 2010, the fund has 73.9% return. She invested the fund in December 2008, when KL Composite Index was about 870 points.

This is a good case study to show everyone that we must grab the opportunity to invest when the stock market is low. So... get ready your "bullet$$$" for the next opportunity.

Dollar Cost Averaging

"If I have noticed anything over these 60 years on Wall Street, it is that people do not succceed in forecasting what's going to happen in the stock market" - Benjamin Graham, author of "The Intelligent Investor"


Dollar cost averaging is an investment technique intended to reduce exposure to risk associated with making a single large purchase by investing a fixed amount on a particular investment, such as mutual fund, at regular basis.

Here's how it works. You don't have to invest lump sum of $18,000 and bear the risk of entering when the market is high. In this example, the average cost per unit is 0.2119, the value of the fund is $18,125.

Month	Investment Amount	Price / unit	Units Purchased
Jan	$1,500	0.2544	5,896
Feb	$1,500	0.2465	6,085
Mar	$1,500	0.2356	6,367
Apr	$1,500	0.2458	6,103
May	$1,500	0.2245	6,682
Jun	$1,500	0.2156	6,957
Jul	$1,500	0.2056	7,296
Aug	$1,500	0.1845	8,130
Sep	$1,500	0.1756	8,542
Oct	$1,500	0.1834	8,179
Nov	$1,500	0.1956	7,669
Dec	$1,500	0.2134	7,029
Total	$18,000		84,934

Dollar cost averaging is a long term investment strategy. You may set automatic deductions from your paycheck every month to invest.

"Those who put an investment programme in place will have a lot more money when they come to retire than those who never get around to it." - Noel Whittaker, Australian financial author.